PRESS START COLAB PROGRAM RULES

(the “Program Rules”)

SPONSOR
The Press Start CoLab Program (the “Program”) is administered and sponsored by Teachers Life and nowly, which is a division of Teachers Life Insurance Society (Fraternal) (“Teachers Life” or the “Sponsor”) which sells life, accident and sickness insurance. Additional sponsors may join before the Contest closes..

The Sponsor’s address is:
50 Burnhampthorpe Road West
Suite 703
Mississaugua, ON
L5B 3C2

ACCOMODATIONS
Please contact Teachers Life directly at 1-844-371-7173 or pressstart@nowly.ca if you require an accommodation to participate in the Program. Teachers Life reserves the right, in its sole discretion, to either grant, decline or revoke any request for accommodation.

PROGRAM PERIOD
On Monday May 6, 2024, applicants were invited to submit an initial application to participate in the Program and the deadline for submissions is June 3rd, 2024, at 11:59 p.m. EDT (the “Application Period”).

Applicants who are selected to participate in the Program will receive notice of their acceptance via email from the Sponsor on or before July 3rd, 2024. The Program will end on August 21st, 2024 at 11:59 p.m. EDT (the “Program End Date”). No Program entries or proposals will be accepted after August 21st , 2024 at 11:59 p.m. ET. the Program End Date.

ELIGIBILITY FOR PARTICIPATION
The Program is open to residents of Canada (excluding Quebec) who: (i) are aged 18 to 29 (participants must be at least 18 years of age on or before December 31, 2024 and cannot be older than 29 years old as of January 1, 2024); (ii) have submitted a Program application satisfactory to the Sponsor within the Application Period, (iii) have been selected by the Sponsor; and (iii) can attend all of the following virtual sessions: (x) one kick-off onboarding session, (y) the three virtual co-creation sessions, and (z) the three inspiration sessions; and (iv) submit a proposal which meets the Submission Guidelines. Employees of the Sponsor, its affiliated companies or agents, advertising and promotion agencies and the Program judges, and those with whom they reside in the same household, are not eligible to participate.

The Program is a digital program and participants must have access to the internet and email to attend the virtual sessions and submit a proposal.

By participating in this Program, participants agree to comply with and to be bound by, these Program Rules. Participants who do not comply with all of the Program Rules are subject to immediate disqualification by the Sponsor.

HOW TO PARTICIPATE – TERMS AND CONDITIONS
NO PURCHASE OR PAYMENT NECESSARY. YOU DO NOT NEED TO BE A MEMBER OF TEACHERS LIFE OR HAVE AN INSURANCE POLICY ISSUED TO YOU BY TEACHERS LIFE TO PARTICIPATE.

To participate you must be between the ages of 18 and 29 and meet all of the eligibility requirements set out above under “Eligibility for Participation”.

Any attempt or suspected attempt to use robotic, automatic, programmed or otherwise illicit means to enter or participate in the Program, or any other methods not authorized by these Program Rules, including, but not limited to, creating multiple accounts, identities, or registrations, all as determined in the Sponsor’s sole discretion, shall be deemed as tampering and will automatically disqualify you from entering, participating, receiving the honorarium and/or winning a grant. Applications or proposal submissions that: (a) contain false or incomplete information, or (b) copy or plagiarize another person's work or ideas are void. Entries or proposals that are late, lost, stolen, illegible, information, damaged, misdirected, mutilated, garbled altered or otherwise irregular or that do not conform with or satisfy all of the conditions of the Program Rules are also void. Participants grant the Sponsor a non-exclusive license to use all entries and submissions for any purpose. Proof of transmission (for example, screenshots or captures) does not constitute proof of entry or receipt of an entry.

Participants must treat all other participants, Program judges and administrators with respect and consideration. Impersonating a participant or using another participant's login credentials is prohibited. Any conduct that may be considered offensive, hate speech, harassment, or bullying will not be tolerated and will result in immediate disqualification from the Program and any awards granted shall be revoked and returned.

GRANTS & AWARDS
A maximum total pool of $70,000 in cash grants is available. As part of your proposal submission, you will be required to indicate which grant denomination you are requesting for up to a maximum of $10,000 per proposal. There may, subject to availability, be additional grant funds that will be communicated to participants through the Program as they are secured with corporate sponsor partners.

All participants assume any and all liability for any cost, expense, injury or damage caused, or claimed to be caused, by entering, participating in this Program or the receipt of a grant, including, without limitation, payment for any applicable taxes. Once a grant or honorarium has been paid in accordance with written instructions provided by a selected participant, the grant or honorarium is deemed to be in such participant’s possession, will not be replaced and the Sponsor shall have no further obligation to such participant and no alternate will be selected. Payment of a grant or honorarium will be made either by electronic funds transfer or mailed cheque in accordance with written instructions provided by the participant.

In addition to grant funding, Teachers Life will also be offering awards, determined by our partners, our communities, and the public, in recognition of your hard work and success.

In-Kind Business Opportunities: These may include internships, mentorships, and in-kind business services to help you get your idea launched. On or before August 14th, 2024, the Sponsor will advise participants of available In-Kind Business Partner Opportunities.
The People’s Choice Award: $500 Honorarium for the 3-minute pitch with the most likes on videos posted on the Sponsor's YouTube page.
The Community Choice Award: $500 Honorarium for the 3-minute pitch with the most votes from the CoLab Community.
The Teachers Life Award: $500 Honorarium for the 3-minute pitch with the most votes from the Teachers Life community of staff.
Peer Awards: An opportunity for participants to recognize the work of their peers and their accomplishments within the program. Recipients of the Peer Awards will receive a certificate of recognition.

ODDS OF RECEIVING A GRANT
The odds of receiving a grant depend on whether the proposal submitted satisfies the Submission Guidelines and the Evaluation Criteria and on the number of eligible entries and proposals received by the Program End Date.

GRANT SELECTION

To be eligible to receive a grant, eligible participants must, on or before August 21st, 2024: (i) submit a proposal that satisfies all the Submission Guidelines and Evaluation Criteria; and (ii) complete the entire Program and confirm attendance at all of the following virtual sessions: (x) one kick-off onboarding session, (y) three virtual co-creation sessions, and (z) three inspiration sessions.

Between August 21, 2024, and September 3rd, 2024, Teachers Life and the Program judges will select one or more grant recipients. On September 12th, 2024, at approximately 4 pm ET during a virtual event, the Teachers Life/nowly staff will announce the grant and award recipients.

After September 3rd and before being declared a grant recipient the selected recipients will be contacted by phone, email or within the Press Start CoLab Hub online and will be notified that their proposal is eligible for a grant. As a condition precedent for receiving any grant or award, the selected participant will be required to sign and return within five (5) business days of such notification, a declaration of eligibility and a liability release, that: (i) acknowledges and confirms compliance with the Program Rules; and (ii) releases the Sponsor, its affiliated divisions, companies and agents, advertising and promotion agencies, the Program judges and each of their respective officers, directors, agents, representatives, successors and assigns from any liability in connection with the Program, the participant’s participation therein and/or receipt of the program and use or misuse of the prize or any portion thereof.

If a selected participant: (i) cannot be contacted by phone or email within three (3) calendar days of September 3rd, 2024 or there is a return of any prior notification as undeliverable; or (ii) fails to return a duly executed copy of the declaration of eligibility and liability release within the specified time, then the participant will be disqualified and will forfeit any grant or honorarium, and the Sponsor reserves the right to select an alternate participant from among the remaining eligible entries. All grant recipients are required to use the grant money within 12 months of receipt of funds for the purpose of executing their successful proposal and must provide an update to the Press Start CoLab Administrators at a 6-month and 12-month check-in point.

SUBMISSION GUIDELINES AND EVALUATION CRITERIA

Proposals must adhere to the following guidelines (collectively, the “Submission Guidelines”):

Proposals must be in writing in a PDF format and include all the Program Prerequisites below under Evaluation Criteria.
Proposals must be submitted via the Press Start CoLab Hub as specified by the Sponsor.
Proposals must be no more than a maximum file size of 5 MB (Note: written proposals must include a link to the 1-3 minute video pitch as specified by the sponsor).
Proposals must be an original and unconventional solution that addresses the mental health crisis in Canada.
Must reference any additional work or research in the participants’ preferred citation style.
Papers must be written in English.

Proposals must be the author’s own original, unpublished work.
Proposals that copy or borrow from other sources (including from other participants) must appropriately cite and acknowledge such sources. Copying or plagiarizing any material without appropriate acknowledgement or citation will automatically disqualify the participant from the Program.

Proposals will be evaluated and selected based on the following criteria (collectively, the “Evaluation Criteria”):

Program Grant Requisites: 1-3-minute video pitch, a written proposal, completed external feedback challenge form as a PDF.
Originality: Does it show creative thinking? Are there similar solutions in the market? Is the idea an alternative to existing solutions or an evolution of an existing solution?
Quality of the proposal: Is the solution polished, thorough, and does it detail the resources needed?
Clarity of the proposal: Is the idea described clearly? Is the purpose clear? How does the proposal show that the team has clearly understood the problem space?
Viability: Is it doable within the next 60-90 days?
Desirability: Does the solution have a clear customer/ user segment with a clearly defined need?
Feasibility: Does the proposal demonstrate the ability to execute the technical, logistical and operational parts of the solution?
Impact: demonstrate having a meaningful impact in minimizing the physical, mental and spiritual impacts of our identified issues.

CONSENT TO USE OF PARTICIPANT INFORMATION
By participating in the Program, participants consent to the use of their name, address, email address, postal code, telephone number, social media handle(s), comments and image, whether on videotape, photograph or any other means, for the administration of the Program or any publicity carried out by the Sponsor, without notice or compensation.

INTELLECTUAL PROPERTY
All intellectual property used in connection with the Program (except for proposals provided by Program participants), including but not limited to trademarks, logos, designs, promotional materials, web pages, source codes, images, drawings, illustrations, slogans and representations are owned by the Sponsor. All rights reserved. Unauthorized copying or use of any of the Sponsor’s intellectual property without the express written consent of the Sponsor is strictly prohibited.

HONORARIUM PAYMENT
If you have met all of the Eligibility Requirements and submit a proposal on or before [August 21st], 2024, that meets all of the Submission Guidelines and if you attend all of the following virtual sessions: (x) the kick-off onboarding session, and (y) three virtual Co-Creation sessions and Inspiration Speaker sessions known as the Challenge Sessions, then you may be eligible to receive $500 CAD in cash.

GENERAL TERMS AND CONDITIONS
By entering the Program, each participant agrees to abide by these Program Rules. The Program is subject to all applicable federal, provincial and municipal laws and is void where prohibited by law. The decisions of the Sponsor with respect to all aspects of the Program are final and binding on all participants, without right of appeal.

Sponsor reserves the right to cancel, suspend, withdraw or amend the Program in any way, without prior notice or obligation, in the event of an error, technical problem, computer virus or bug, tampering, unauthorized intervention, fraud, technical failure or any other cause beyond the reasonable control of the Sponsor that interferes with the proper conduct of the Program as contemplated by these Program Rules. Without limiting the foregoing, if, for any reason, the Program is not capable of running as originally planned for any reason, the Sponsor reserves the right to cancel the Program. Any attempt to deliberately undermine the legitimate operation of the Program may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution.

All applications and proposals (collectively “entries”) are subject to verification at any time and for any reason. The Sponsor reserves the right, in its sole and absolute discretion, to require proof of identity and/or eligibility (in a form acceptable to the Sponsor – including, without limitation, government issued photo identification): (i) for the purposes of verifying an individual’s eligibility to participate in the Program; (ii) for the purposes of verifying the eligibility and/or legitimacy of any entry or grant; and/or (iii) for any other reason the Sponsor deems necessary to administer the Program in accordance with these Program Rules. Such proof of identity is a condition precedent to receipt of any award or grant and failure to provide such proof to the satisfaction of the Sponsor in a timely manner will result in immediate disqualification.

No waiver by Teachers Life of any of the terms or conditions in these Program Rules or any breach thereof is a waiver of any other term, condition or breach of the Program Rules and no waiver is effective unless it is expressly provided in writing by Teachers Life.

The Sponsor will not be responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in the participant’s email account to receive email messages.

By entering the Program, each participant expressly consents to the Sponsor, its agents and/or representatives, storing, sharing and using the personal information submitted with his/her entry only for the purpose of administering the Program and in accordance with the Sponsor’s Privacy Policy (available at: https://teacherslife.com/privacy-policy/).