Life insurance can cover many things, like funeral costs, debts, day-to-day family expenses, mortgage payments, education and even your partner’s retirement. It’s also a great option for entrepreneurs or gig workers who don’t have a plan through their employers. (But even if you do have a plan through work, it may not be enough.)

Get up to $1,000,000 in coverage depending on your age and health factors. Enjoy a 30-day money back guarantee, no medical exam and complimentary healthy living benefits on day one with a nowly policy.

Term life insurance gives you financial protection for a specific time span — between 10 and 25 years — for a low, fixed cost. This type of life insurance is best for meeting shorter-term financial needs, like paying off debts, replacing your income, covering childcare costs and funding your dependent’s education. It’s also great for entrepreneurs and gig workers who don’t have benefits through their employer.

Term life doesn’t have a savings or investment component like whole life insurance can. Without these, we’re able to offer considerable death benefits at lower rates. Term life insurance is best for people who have specific financial needs to cover in the event of their death at a lower, manageable cost.

There are many factors to consider when calculating how much insurance you need. Do you have dependents? Your age and health, income and debts, and your overall financial goals are also big considerations.

You should plan to have enough life insurance to cover your dependents’ needs in the event of your death. Our licensed Sales Agent can walk you through our financial needs assessment tool to recommend a suitable coverage amount based on your personal needs. Give us a call today.

It’s more affordable than most people think, but rates depend on many factors, like age, sex at birth, smoking status and which term you choose.

We offer competitive, low rates starting at only $5 a month! Premiums will not increase during the term. Get up to $1,000,000 in coverage depending on your age and health factors.

Enjoy a 30-day money back guarantee, no medical exam and complimentary healthy living benefits on day one. Call us to request a no-obligation quick quote today.

There are two basic types of life insurance options: term and permanent. Term insurance is coverage set for the term of your policy. Permanent will cover you for your entire lifetime. Many opt for term life because it is affordable and typically, significantly cheaper than permanent insurance. Things to consider when trying to determine which type of insurance is right for you: length of coverage you need, cost of the premium that suits your budget, whether or not a cash value payout is important to you. Permanent insurance plans typically has a savings component that is known as a cash value.

In most cases, we can get you covered in minutes. Request a quick quote and apply online with the help of one of our 0% commission experts.

A sales agent can walk you through a quick quote over the phone in minutes. Or, you can request a quote by filling out our short form. We’ll get back to you quickly.

nowly is a division of Teachers Life Insurance, an established 80+ year Canadian life, disability, and sickness insurer, and is one of the largest insurance companies for education workers in Canada. We are federally licensed and regulated and have won awards for digital innovation. Teachers Life owns and operates nowly, which is our new, purpose-driven, digital-first brand for all Canadians.