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Term life insurance with benefits now.

Protect your loved ones’ future and get healthy living benefits today.
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Instant coverage for as low as $5 a month.

Get covered in minutes. No medical exam. 30-day money back guarantee. Annual $100 healthy living rebate. That’s living nowly.

nowly Term Life Insurance

An easy, simplified and affordable life insurance plan for you and your loved ones with an annual $100 healthy living rebate. Those with simple life insurance needs, are healthy and want great coverage with amazing benefits will love the nowly term life plan.

Non-Renewable Term Life Insurance
Renewable Term Life Insurance
Term 100 Life Insurance
Eligibility Ages
Term 10: 18-60
Term 15: 18-55
Term 20: 18-50
Term 25: 18-45
Term 10: 18-60
Term 15: 18-55
Term 20: 18-50
Term 25: 18-45
Term 100: 18-65
Coverage Amount
$100,000 - $1,000,000
Ages 18-45
$1,000,000
Ages 46-50
$500,000
Ages 51-55
$250,000
Ages 56-60
$150,000
Ages 18-45
$1,000,000
Ages 46-50
$500,000
Ages 51-55
$250,000
Ages 56-60
$150,000
Ages 18-45
$1,000,000
Ages 46-50
$500,000
Ages 51-55
$250,000
Ages 56-65
$150,000
Application
Simplified & instant issue or underwritten if more medical information required
Simplified & instant issue or underwritten if more medical information required
Underwritten only
Medical Questionnaire
Yes. Medical exam and fluids may be required.
Yes. Medical exam and fluids may be required.
Yes. Medical exam and fluids may be required.
If Approved, Coverage Effective
Instant approval or 4-6 weeks if more medical information required
Instant approval or 4-6 weeks if more medical information required
If approved, coverage effective 4-6 weeks
Maximum Expiry Age
70
70
100
Cash Surrender Value
None
None
None
Renewable/Convertible
No
Renewable only
No
Premiums
Premiums level throughout the policy term
Premiums level throughout the initial policy term; step-up rates apply at time of renewable
Premiums level throughout the policy term
All of our term life products offer our Members a terminal illness benefit which is an advance of your death benefit up to 50% to a maximum of $50K to help you cover unexpected costs associated with medical appointments etc. To qualify, your policy must be in good standing for a minimum of two years, and must be diagnosed with a terminal illness and have a life expectancy of eighteen (18) months or less. Terms and conditions apply.
Nowly

Protect your loved ones with nowly term life insurance.

Our term life insurance is about affordability and incredible benefits now. Starting as low as $5 a month, your premiums remain the same throughout the term of your policy.

Request QuoteBuy Affordable Term Life Insurance
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