Live nowly and flourish.

Instant coverage now with new product options. Living healthy now with enhanced Flourish+ benefits. Giving back now for mental health. That’s living nowly.

Get a no-obligation quick quote by calling us at:

1-844-371-7173

(8:30am - 4:30pm EST)

Our Partners

Let’s be friends with benefits.

(Member benefits, to be clear.)

  • Instant online term life insurance
  • Highly affordable rates starting as low as $5 per month
  • Up to $1,000,000 in coverage
  • No medical exam needed for our approved, simplified applications
  • 30-day money back
  • Annual $100 healthy living rebate
  • We invest in a bold new way to give back for a better world now with our Press Start CoLab program
  • Flourish+ Member Benefits
NEW term life plan options including:
  • Renewable term life
  • Non-renewable term life
  • Term life 100

Introducing Flourish+

Get ready to thrive like never before! Our new and improved Member benefits program, Flourish+, made just for you is focused on mental health and wellness. Flourish+ goes beyond the ordinary to support your well-being with a variety of new programs co-created with our Members. Enhanced, meaningful, complimentary healthy living benefits, rebates, awards and giving back for mental health. Well-being for life.

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$100 Annual
Healthy Living Rebate
Flourish+ 
Virtual Talks
Scholarship,
Bursary and Awards
We Value Your
Opinion Raffle
Member
Birthday Raffles
Give Back: The Press Start CoLab Program
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Giving Back Now

The CoLab Program is an innovation accelerator that helps the next generation of changemakers launch a social enterprise. Throughout the 10-week program, social entrepreneurs from across the nation will work collaboratively to come up with a minimal viable solution to help address the mental health crisis in Canada.

Participants will get access to social enterprise and mental health experts who will mentor them through the ideation process. The goal of the program is to create truly meaningful change in our communities.​

Applications for the 2023 CoLab Program are now closed. Follow along on our socials for exciting program updates.

Simple Answers to Smart Questions

What is term life insurance?

We offer many term life plan options so you can select the plan that meets your unique needs. We offer three different types of term life plans: Renewable Term, Non-Renewable Term and a Term 100 planLearn More

What’s the difference between a non-renewable and a renewable term life policy?

Our Non-Renewable Term Life insurance plans provide you with coverage for the duration of the term that you select. Once that term ends, your coverage ends as well. If you would like to continue with term life insurance…Learn More

How do your term policies differ from a whole life insurance policy?

Term life insurance is life insurance that lasts for a specific period of time known as a Term. The term can be a fixed number of years or until you reach a certain age (e.g. age 70 for our T10-25 and age 100 for our T100). You pay premiums until the expiry of the…Learn More

Term Life Plans Comparison Chart

Compare our simplified and affordable term life insurance plans. If you need help finding the perfect plan for you and your loved ones, give us a call: 1-844-371-7173…Learn More

What if I’m unsure how much coverage I need?

We’ve got you covered! Our licensed agents can help you determine the best coverage and term to meet your unique needs. We have several different options and monthly rates to help meet your financial needs and monthly budget…Learn More

What are Flourish+ benefits?

Get ready to thrive like never before! Our new and improved Member benefits program, Flourish+, made just for you is focused on mental health and wellness. Flourish+ goes beyond the ordinary to support your well-being…Learn More

Can I cancel at any time?

Yes, we understand your needs may change during the term of your policy. You can call us at 1-844-371-7173 to let us know. We also offer a 30-day cancellation full refund policy for the initial 30 days of your policy should you change your mind…Learn More

Why nowly?

nowly is a new way of thinking about insurance and living in the now – or ‘living nowly’ as we like to call it. Your time is precious, and we get that. That’s why we provide instant coverage in minutes, well-being benefits focused on…Learn More

How do I get started?

Getting the right coverage has never been so easy. We have experienced advisors who can quickly help you find out if you need term life insurance and if so, how much you need for you and your loved ones. Just answer a few questions…Learn More

What is term life insurance?

We offer many term life plan options so you can select the plan that meets your unique needs. We offer three different types of term life plans: Renewable Term, Non-Renewable Term and a Term 100 planLearn More

What’s the difference between a non-renewable and a renewable term life policy?

Our Non-Renewable Term Life insurance plans provide you with coverage for the duration of the term that you select. Once that term ends, your coverage ends as well. If you would like to continue with term life insurance…Learn More

How do your term policies differ from a whole life insurance policy?

Term life insurance is life insurance that lasts for a specific period of time known as a Term. The term can be a fixed number of years or until you reach a certain age (e.g. age 70 for our T10-25 and age 100 for our T100). You pay premiums until the expiry of the…Learn More

Term Life Plans Comparison Chart

Compare our simplified and affordable term life insurance plans. If you need help finding the perfect plan for you and your loved ones, give us a call: 1-844-371-7173…Learn More

What if I’m unsure how much coverage I need?

We’ve got you covered! Our licensed agents can help you determine the best coverage and term to meet your unique needs. We have several different options and monthly rates to help meet your financial needs and monthly budget…Learn More

What are Flourish+ benefits?

Get ready to thrive like never before! Our new and improved Member benefits program, Flourish+, made just for you is focused on mental health and wellness. Flourish+ goes beyond the ordinary to support your well-being…Learn More

Can I cancel at any time?

Yes, we understand your needs may change during the term of your policy. You can call us at 1-844-371-7173 to let us know. We also offer a 30-day cancellation full refund policy for the initial 30 days of your policy should you change your mind…Learn More

Why nowly?

nowly is a new way of thinking about insurance and living in the now – or ‘living nowly’ as we like to call it. Your time is precious, and we get that. That’s why we provide instant coverage in minutes, well-being benefits focused on…Learn More

How do I get started?

Getting the right coverage has never been so easy. We have experienced advisors who can quickly help you find out if you need term life insurance and if so, how much you need for you and your loved ones. Just answer a few questions…Learn More

Go to FAQ

The Best of Both Worlds

Teachers Life Company Insurance Logo
nowly Logo

nowly is a new way of thinking about insurance. Instant coverage now. Living healthy now. Giving back now. That’s living nowly. We provide Canadians affordable and instant insurance and living healthy benefits on an innovative and streamlined digital platform. 

nowly is a division of Teachers Life Insurance, a Canadian Insurance company. Teachers Life is an established 85-year-old Canadian life, disability, and sickness insurer, and is one of the largest insurance companies for education workers in Canada. We are federally licensed and regulated and have won awards for digital innovation. Teachers Life owns and operates nowly, which is our new, purpose-driven, digital-first brand for all Canadians.

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Ready to live nowly?

Life is full of the unexpected. We’re here to help you protect and support your loved ones.

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