nowly is a division of Teachers Life Insurance Society (Fraternal) (“Teachers Life” or “we”) nowly is a division of Teachers Life Insurance Society (Fraternal) (“Teachers Life” or “we”) which sells life, and accident and sickness insurance. All benefits are provided, and all policies are underwritten, by Teachers Life. nowly, Teachers Life and all trademarks used on this website are owned or licensed by Teachers Life. All rights are reserved. nowly products and services are available to residents of Canada in all provinces and territories, except Québec. Quotes are intended as an estimate only and are not guaranteed to be accurate. Your actual policy terms, including your premiums and coverage details may be different from the quote you receive, and, in some cases, we may have to review your application and ask for additional information. “Instant Coverage Now” is based on what most applicants may experience. It might take longer to be approved depending on the information you provide in your application, and you might not be approved for any coverage. Our 30-day money back refers to our 30-day free look period where you can cancel your policy and receive a full refund 30 days from the date of delivery of your policy or within 60 days after the date the policy is issued, whichever is earlier. You can cancel your insurance contract by notifying us in writing within the free look period that you wish to cancel. Always refer to your policy for the most detailed and accurate information about your coverage, including limits and exclusions. Your insurance policy will always prevail if there’s ever a conflict with the information found on this website or other materials or communications we provide to you. We reserve the right to change, remove or cancel any of the products, services, or member benefits on our websites at any time, without notice to you. For details about the benefits of being a member and your eligibility for member benefits, please read our Terms of Use. By using this website, you accept and agree to our website terms of use. Please contact nowly at help@nowly.ca or call: 416-620-1607 or Toll Free: 1-844-667-5433 if you have any questions. If you’re a nowly member, you can log in to the member portal at: members.nowly.ca if you have any questions.
Your health and well-being matter to us. That’s why we’re continuing to support your journey in 2025 with our Healthy Living Rebate program! Designed to help you prioritize self-care, this popular rebate offers up to $100 annually (January through December) for a variety of health and wellness programs, products, and services.
2024 was our pilot year for the Healthy Living Rebate. We have now been able to review our most requested/popular types of submissions to suit the most Members and streamline the process for everyone.
Whether you’re focusing on physical fitness or mental well-being, there’s something for all our Members.

Eligible Rebate Categories
Physical Health & Well-being
Investing in your physical health is now even more rewarding! The rebate covers:
• Sports Equipment: From home gym essentials like weights and treadmills to activity-tracking watches, enhance your fitness routine with ease.
• Memberships/Classes:
Anything related to physical fitness or something that supports healthy movement is eligible for the Healthy Living Rebate.
Fitness clubs
- Sports memberships (golf, tennis, skiing, climbing)
- Races
- Dance
- Yoga or Tai Chi
- Personal trainer
• Weight Management: Weight loss memberships, such as Weight Watchers, or apps like Noom, are acceptable items in this category.

Emotional Health & Well-being
True wellness goes beyond the physical — nurture your mind and creativity with:
• Mindfulness Apps & Subscriptions: Reduce stress and improve mental clarity with meditation and thinking apps like Calm.
• Arts & Music Classes: Take a pottery or drawing class, sign up for a choir, or learn a new instrument.
• Art & Music Supplies: Paints, pencils, and other art supplies are covered, as well as instruments and other music supplies.

The Healthy Living Rebate Does NOT Cover Everything*
Just a few examples of what you should not submit receipts for:
- To help pay for your new bathroom reno
- That expensive face cream you’ve had your eye on
- Nerf guns, toys, games for you…(ahem)…your kids
- Your weekend fishing trip

Things to Remember Before Submitting Your Expense
- Only Teachers Life / nowly Members are eligible for the rebate.
- Only Members are eligible to submit once per calendar year. (If your amount is for less than $100, you will not be eligible to make a second claim in the same year.)
- The Teachers Life / nowly Member’s name must appear on the receipt
- Item description must appear on the receipt
- It must be clear to us on the receipt what the item you are submitting for is
- No duplicate submissions
Start Your Wellness Journey Today!
Don’t miss out on this opportunity to invest in yourself. Whether you’re hitting the gym, finding peace through meditation, or learning how to paint, the Healthy Living Rebate makes prioritizing self-care more accessible.
Stay active, stay mindful, and make the most of this incredible Flourish+ rebate!
*Some conditions apply. The Healthy Living rebate is a rebate program intended to reward you for making healthy choices. When you purchase a health or wellness product or service and you provide proof of payment to nowly, you may be eligible (subject to conditions) for a rebate of up to $100 per calendar year if you hold an active insurance policy with us and you have not missed a premium payment. nowly Member benefits, including Flourish +, are non-contractual, and are subject to benefit-specific eligibility requirements and limitations, and may be changed or canceled without notice. nowly has the right to refuse to redeem a rebate and can change or cancel the Healthy Living rebate program at any time without notice to you. As a unique Member Benefit, submissions are reviewed for completeness. If you do not receive payment within 6 weeks, or would like help with your submission, contact nowly Member Experience 8:30 a.m. to 4:30 p.m. Monday to Friday at 1-844-667-5433, or email us at: help@nowly.ca