nowly is a division of Teachers Life Insurance Society (Fraternal) (“Teachers Life” or “we”) nowly is a division of Teachers Life Insurance Society (Fraternal) (“Teachers Life” or “we”) which sells life, and accident and sickness insurance. All benefits are provided, and all policies are underwritten, by Teachers Life. nowly, Teachers Life and all trademarks used on this website are owned or licensed by Teachers Life. All rights are reserved. nowly products and services are available to residents of Canada in all provinces and territories, except Québec. Quotes are intended as an estimate only and are not guaranteed to be accurate. Your actual policy terms, including your premiums and coverage details may be different from the quote you receive, and, in some cases, we may have to review your application and ask for additional information. “Instant Coverage Now” is based on what most applicants may experience. It might take longer to be approved depending on the information you provide in your application, and you might not be approved for any coverage. Our 30-day money back refers to our 30-day free look period where you can cancel your policy and receive a full refund 30 days from the date of delivery of your policy or within 60 days after the date the policy is issued, whichever is earlier. You can cancel your insurance contract by notifying us in writing within the free look period that you wish to cancel. Always refer to your policy for the most detailed and accurate information about your coverage, including limits and exclusions. Your insurance policy will always prevail if there’s ever a conflict with the information found on this website or other materials or communications we provide to you. We reserve the right to change, remove or cancel any of the products, services, or member benefits on our websites at any time, without notice to you. For details about the benefits of being a member and your eligibility for member benefits, please read our Terms of Use. By using this website, you accept and agree to our website terms of use. Please contact nowly at help@nowly.ca or call: 416-620-1607 or Toll Free: 1-844-667-5433 if you have any questions. If you’re a nowly member, you can log in to the member portal at: members.nowly.ca if you have any questions.
We think so! nowly is about living in the now, or as we like to call it – living nowly. What does living nowly mean? It means providing our Members with instant, highly affordable insurance coverage. It means access to complimentary health and wellness programs that help you focus on your health and wellness now. And, it means supporting a company that stands for bold social good change to make our world a better place.
An innovative approach to getting insurance protection.
At nowly, we’ve designed a digital-first brand that offers all Canadians affordable and accessible insurance on a streamlined platform, instantly. Backed by 80+ years of experience, nowly Members will receive instant coverage, world class health and wellness benefits, and feel great knowing they're joining a company committed to positive social good impact now.
We know your time is valuable and we want you to focus on what really matters to you, so we’ve made the process of applying and being approved for insurance as convenient and streamlined as possible. All online, you can easily apply in the comfort of your own home and have your policy in force in minutes. No medical, no fuss.
And, if you have questions or get stuck along the way, our licensed insurance agent is available to guide you through your online application. We also offer you an online quick quote so you can ensure you’re getting the right coverage for you and your loved ones.
What makes nowly special?
We’re fundamentally different.
Full stop, our focus is on helping you live your best life now, not just providing the right life insurance protection.
We keep it real.
We’re not about false promises or commitments to our Members. We genuinely care and we’re committed to being honest, transparent, supportive, and even have some fun along the way.
We’re built on a foundation you can trust.
Yep, we’re a new brand, but we’re a division of an 80+ year old, well established insurance company called Teachers Life. Teachers Life has been protecting Canadians for a very long time and is one of the largest insurers for education workers in Canada.
Teachers Life is also known as a mission-based insurance company and an award-winning digital innovator. Case in point, Teachers Life was the first to offer a fully online term life product across North America back in 2014. Fast forward to today, we're continuing our digital innovation journey with the launch of nowly Insurance, all underwritten, owned and operated by Teachers Life.
Helping you live nowly.
Well, we’re not really helping you as much as we are supporting you. Because the truth is, everything you need to be the best version of yourself is already within you. We’re just going to provide you with some (amazing) tools and resources to help you get there. One of those tools is our complimentary (and strictly confidential) nowly Virtual Wellness Program (powered by global leader Virgin Pulse).
Think personal trainer meets coach meets motivational speaker, all conveniently on an app via your mobile. This completely secure platform allows you to connect with real people, including friends, family and coworkers to create your own community of health and wellness. You can invite up to 10 people to join in challenges with you, for free!
We also offer all of our Members (what we call our nowly policyholders) an annual Healthy Living rebate* of $50 that can be used for any health and wellness program you belong to – including any app for exercise, eating healthy, meditation, you name it! (*Read the full details about our Healthy Living rebate.)
Update: We no longer offer Virgin Pulse, but we have new and improved Flourish+ benefits. Learn more.
Helping everyone live nowly.
Beyond supporting our individual Members, we want to support the health and wellness of our communities. That’s why we created Press Start, a bold, new social give back program. This program is for social-preneurs, new and established, who are focused on being a part of positive social change in some shape or fashion.
In order to support these social-good entrepreneurs or social-preneurs (as we call them), Press Start day one offers access to curated tools and resources that we’ve identified as must haves for their business toolkits. Our Hub also includes exclusive discounts by some partners.
Day two, we're launching many more modules and programming to the Press Start program including a new event that will connect social-preneurs with academics and industry thought leaders to tackle some of Canada’s most pressing social challenges. That’s the power of living nowly.